Tampa Bay roofing referrals matched to a licensed Florida roofer
RepairReplacementStorm damageCostsAreasAboutGet a quote

01Tampa Bay

Roofing in Tampa, matched to a licensed roofer.

Tell us what the roof is doing. We match you with a Florida-licensed roofer who covers your city and pulls the permit there. We do not do the work.

Referral service. Pricing, scope, and the permit stay between you and the contractor.

Two counties. Four permit offices. One licensed match for the roof in front of you.

Residential roofing referrals

2

Counties covered, Hillsborough County and Pinellas County

6

Cities with permit rules written out, because four of them are not the same

$500

The Clearwater leak-repair threshold below which no permit is needed

02Florida building code

The 25 percent rule, and the exception most people miss.

Florida Building Code, Existing Building, Chapter 6, Section 611.1.1 says this:

“Not more than 25 percent of the total roof area or roof section of any existing building or structure shall be repaired, replaced, or recovered in any 12 month period unless the entire roofing system or roof section conforms to the requirements of this code.”

Read on its own, that is the sentence that used to force full replacements. Cross 25 percent, bring the whole roof to current code.

Then 2022 changed it

Senate Bill 4-D and its House companion HB 3D amended section 553.844 of the Florida Statutes to add an exception.

If the roofing system or roof section was built, repaired, or replaced in compliance with the 2007 Florida Building Code or any later edition, then only the repaired, replaced, or recovered portion has to meet the current code. The rest of the roof stays as it is.

So the question is what your roof already meets

The 2007 code is what introduced two requirements worth knowing about. A roof replacement had to include a secondary water barrier, and roof-decking attachments and fasteners had to be strengthened or corrected during reroofing.

That second one is exactly what a Hillsborough County Progress Check inspection looks at.

Worth being precise about

SB 4-D did not delete the 25 percent rule. It added an exception. A roof that does not meet the 2007 code is still exposed to full replacement.

Source: Florida House of Representatives staff analysis of HB 3D (2022D), Roof Repair, Replacement, and Recovering Requirements. The current code is the 8th Edition (2023). The 9th Edition takes effect December 31, 2026.

03Service menu

Start with what the roof is actually doing.

What we can verify on cost

04Fifteen-year rule

Your roof age is not a reason to lose coverage.

Florida Statute 627.7011 is worth reading before you accept a non-renewal. Age can trigger an inspection. Age alone does not decide the outcome.

Storm and insurance roof damage
Florida statute 627.7011

15 years

An insurer may not refuse to issue or renew a homeowner policy on a residential structure with a roof less than 15 years old solely because of the age of the roof. If the roof is 15 or more years old, the insurer has to let you get an inspection from an authorized inspector at your own expense before it requires replacement, and it may not refuse coverage on age alone if that inspection shows 5 years or more of useful life left.

Get a quote

05Service area

Six cities, four different permit offices.

This is the part most roofing sites skip. Where your house sits decides who inspects the work, what paperwork the contractor files, and how long you wait.

06How this works

What actually happens after you fill in the form.

  1. 01

    Describe the roof

    Age if you know it, where it leaks, whether a claim is already open. The more specific you are, the less time a roofer spends on discovery and the faster you get a real number.

  2. 02

    We match a licensed roofer

    Someone licensed in Florida who actually pulls permits in your jurisdiction. That matters more than it sounds: Riverview and Brandon go through Hillsborough County, while Clearwater, Largo, and St. Petersburg each run their own building department with their own paperwork.

  3. 03

    They quote and pull the permit

    From there you deal with the contractor directly. Pricing, scope, and the permit are between you and them. We are not a party to the contract and we do not mark up the work.

07Questions

What Tampa homeowners actually search for.

What is the 25 percent rule in Florida?

Florida Building Code, Existing Building, Section 611.1.1 states that not more than 25 percent of the total roof area or roof section of an existing building may be repaired, replaced, or recovered in any 12 month period unless the entire roofing system or roof section conforms to current code. Senate Bill 4-D in 2022 added an exception: if the roof was built, repaired, or replaced in compliance with the 2007 Florida Building Code or later, only the portion being worked on has to meet current code.

Does the 25 percent rule still apply to my roof?

It depends on what your existing roof already complies with. If the roofing system meets the 2007 Florida Building Code or any later edition, the exception added by Senate Bill 4-D applies and you repair only the damaged portion. If it does not meet the 2007 code, the original rule still stands and crossing 25 percent can trigger a full replacement. Your permit office can confirm what edition your roof was permitted under.

What is the 15 year roof rule in Florida?

Florida Statute 627.7011 says an insurer may not refuse to issue or renew a homeowner policy on a residential structure with a roof less than 15 years old solely because of the age of the roof. For a roof that is at least 15 years old, the insurer must allow you to have a roof inspection performed by an authorized inspector at your expense before requiring replacement, and may not refuse to issue or renew solely because of roof age if that inspection shows 5 years or more of useful life remaining.

Do I need a permit to replace a roof in Tampa Bay?

Yes, and which office issues it depends on your exact address. Hillsborough County permits reroofing in unincorporated areas including Riverview and Brandon, and runs a Progress Check inspection on roof attachments followed by a Final inspection. Clearwater, Largo, St. Petersburg, and Plant City each run their own building department. Clearwater is explicit that installation or replacement of any roofing component needs a permit, with the only exception being a very small and minor leak repair under $500.

How much does a new roof cost in Tampa?

We do not publish a price, because any figure that is not tied to your roof size, pitch, covering, and decking condition is guesswork dressed up as data. What we can tell you is verified: Plant City lists residential re-roof permits at job valuation with a $90 minimum, and Clearwater requires a recorded Notice of Commencement for jobs valued above $5,000. Ask any roofer to break out material, labour, disposal, and permit separately.

Do you do the roofing work yourselves?

No. Tampa Roof Crew is a referral service. We collect what you tell us about the roof and pass it to a licensed Florida roofing contractor covering your city. Pricing, scope, workmanship, and the permit are between you and that contractor.

08Get a quote

Tell us what the roof is doing.

Two minutes now saves a week of calling around. We route it to a roofer licensed for your city.

We pass your details to a licensed Florida roofing contractor covering your city. We do not perform roofing work ourselves.

Call (813) 213-0482